Effective Date: March 13th, 2025
Last Updated: March 13th, 2025
Welcome to StopForeclosureHelp.com (“Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of StopForeclosureHelp.com (the “Site”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, please discontinue use of the Site immediately.
1. Acceptance of Terms
By accessing or using our Site, you represent that:
- You are at least 18 years old or have legal parental/guardian consent.
- You have read, understood, and agree to these Terms.
We reserve the right to modify these Terms at any time. If we make material changes, we will update the “Last Updated” date at the top of this page. Continued use of the Site after changes means you accept the revised Terms.
2. User Responsibilities
By using the Site, you agree to:
- Provide accurate and truthful information.
- Use the Site only for lawful purposes.
- Not engage in harmful, abusive, harassing, or threatening behavior.
- Not upload or transmit malware, viruses, or other harmful code.
- Not attempt unauthorized access to the Site or other users’ data.
- Not collect or harvest personal information from other users.
We reserve the right to suspend or terminate access to users violating these rules.
3. Intellectual Property
All content on this Site—including text, images, videos, logos, and software—is owned by StopForeclosureHelp.com or its licensors and is protected by copyright, trademark, and other intellectual property laws.
Permitted Use:
- You may view and print pages from the Site for personal, non-commercial use.
- You may share links to our content if properly credited.
Prohibited Use:
- You may not reproduce, distribute, or create derivative works without our permission.
- You may not use any of our content for commercial purposes without prior written consent.
Violations of intellectual property rights may result in legal action.
4. Disclaimer of Warranties
The information provided on this Site is for general informational purposes only and does not constitute legal, financial, or real estate advice.
We do not guarantee that:
- The information is accurate, complete, or up-to-date.
- The Site will be available at all times without interruptions or errors.
You use the Site at your own risk.
To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
5. Limitation of Liability
To the maximum extent allowed by law, StopForeclosureHelp.com and its affiliates shall not be liable for any damages, including but not limited to:
- Direct, indirect, incidental, consequential, or punitive damages.
- Loss of profits, data, or business opportunities arising from your use of the Site.
If applicable law does not allow full limitation of liability, our total liability shall not exceed $100.
6. Third-Party Links and Services
The Site may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of these third parties.
Your use of third-party services is at your own risk, and we encourage you to review their terms before engaging with them.
7. User-Generated Content
If you submit content (e.g., reviews, comments, or testimonials), you agree that:
- You grant us a non-exclusive, royalty-free license to use, modify, and display your content.
- Your content does not infringe on any third-party rights.
- We may remove content at our discretion if it violates these Terms.
8. Governing Law & Dispute Resolution
These Terms are governed by the laws of the Commonwealth of Virginia, without regard to conflict of law principles.
8.1 Arbitration Agreement
Any dispute arising from these Terms shall be resolved exclusively through binding arbitration in Virginia, except for claims that qualify for small claims court.
Exceptions: We reserve the right to seek injunctive relief or other equitable remedies in state or federal courts in Virginia.
8.2 Class Action Waiver
By using the Site, you agree to waive the right to participate in class action lawsuits against StopForeclosureHelp.com.
9. Termination of Access
We reserve the right to terminate or suspend your access to the Site at any time, with or without notice, for violating these Terms.
Upon termination:
- You must cease using the Site immediately.
- Any provisions that should survive termination (e.g., intellectual property rights, disclaimers, limitations of liability) will remain in effect.
10. Indemnification
You agree to indemnify and hold harmless StopForeclosureHelp.com, its affiliates, officers, directors, employees, and agents from any claims, damages, liabilities, and expenses (including legal fees) arising from:
- Your violation of these Terms.
- Your misuse of the Site.
- Your infringement of third-party rights.
11. Privacy Policy
Your use of this Site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.
12. Contact Information
If you have any questions or concerns about these Terms, please contact us at:
📧 clientcare@stopforeclosurehelp.com
13. Miscellaneous
Assignment: You may not transfer your rights or obligations under these Terms without our consent. We may transfer our rights without restriction.
Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
No Waiver: Failure to enforce any provision of these Terms does not constitute a waiver of our rights.
