Financial & Legal Resources
If you’re behind on mortgage payments or have received a notice of default, it’s critical to know you’re not alone, and help is available. Below are reputable organizations and government agencies that provide free or low-cost foreclosure prevention services to homeowners in distress.
These resources are especially helpful for residents of Virginia (VA), Maryland (MD), and Washington, D.C. (DC)—but many serve nationwide.
HUD-Approved Housing Counseling Agencies
Get free guidance from certified counselors who can help you understand your options—whether it’s a loan modification, forbearance, or short sale.
The CFPB offers clear, unbiased advice for homeowners navigating foreclosure. Their tools help you avoid scams and take action early.
If you’re being threatened with foreclosure, a qualified attorney can help. LSC connects low-income homeowners with legal aid organizations across the U.S.
NACA helps homeowners connect with attorneys experienced in mortgage disputes and foreclosure defense.
NFCC counselors are certified professionals who offer help with debt management, budgeting, and housing challenges—including foreclosure prevention.
Veterans and service members facing foreclosure may be eligible for special assistance through the VA’s home loan program.
Protect yourself from foreclosure rescue scams that target vulnerable homeowners. The FTC helps you spot, avoid, and report fraud.